ObamaCare Cost Calculator
(Affordable Care Subsidy Calculator)

The calculator found near the bottom of the page is intended to illustrate how families in varying circumstances may be affected by the tax credits and limits on age rating included in the law. Premiums will vary from region to region and based on assumptions insurers make in setting premiums. In addition to what people would pay in premiums, they would also have out-of-pocket expenses for cost sharing (e.g., deductibles and coinsurance), which in some cases would be subsidized based on income. In addition, there are many other factors that could increase or decrease how much people pay, including efforts to make the health care system more efficient and additional revenue measures to finance the federal cost of reform.

First, Let's Look At A Short Video On Choosing A Plan:



Second, Let's See How Premium Subsidies Work?

People purchasing coverage on their own will be eligible for government subsidies (through a tax credit) towards their health insurance premiums based on income. Subsidies will be provided to people with family income between 100% and 400% of the federal poverty level. The most that these families buying subsidized coverage in an exchange will pay towards a health insurance premium will range from 2.0% of income at 100% of poverty to 9.5% of income at 400% of poverty, with amounts at specific income levels specified in a table in the law. Subsidies are tied to a benchmark level of coverage based on actuarial value. And, subsidies will only be available to those purchasing coverage through the exchanges, which includes people who do not have access to alternative insurance (such as Medicaid and affordable employer coverage). When an exchange determines that a person is eligible for a tax credit based on expected income, and that person enrolls in coverage, subsidies will be paid directly to insurers to lower the cost of premiums (and in some cases cost sharing). 

 

Third, Two Important Benefits To Take Advantage of Immediately:


1) Print out your FREE Rx Benefits Card to help with the High Cost/Co-Pays of Prescription Costs - Click Here

2) Affordable Care Plans Do NOT Include Adult Dental Benefits -   Click Here for 30+ Affordable Dental Plans

 



Worried, Confused, Have Questions?  Call the AFFORDABLE CARE HELPLINE Today, Toll-Free Number:  888.874.5939
Not To Worry, If You Want Us To, We Will Walk You Thru The Entire Sign-Up Process...  Absolutely, Free of Charge To You!


Plans on Federal Exchange

(Health Insurance Marketplace)

 

  1)  Bronze - You Pay 40% Co-Pay

  2)  Silver - You Pay 30% Co-Pay*

  3)  Gold - You Pay 20% Co-Pay*

  4)  Platinum - You Pay 10% Co-Pay*

       #5 Available Only Up to Age 30

  5)  Catastrophic - 40% Co-Pay*

 

 

 

 

 

~ *Max Out Of Pocket ~

All Plans have an Annual MOOP of no more than $6,350 for Individuals & $12,700 for Families.


~   KNOWLEDGE IS POWER!   Click Here To Return to Main Page with ANY QUESTIONS That You Might Have Or To Find Out About Additional Benefits   ~


DISCLAIMER:   This website & the Affordable Care Helpline is a private website/helpline and is not associated, endorsed or authorized by the Social Security Administration, the Veterans Administration or Department of Defense, nor with any Territory, Township, City, Village, County or State, or with the Health Care Financing Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services nor do we claim to be. This website contains basic information about Benefits, may also include Medicare, services related to Medicare and services for people with Medicare.  If you would like to find more information about the Government Medicare program please visit the Official US Government Site for People with Medicare located at www.medicare.gov or www.healthcare.gov for non-medicare consumers.

 
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